It seems so exciting to move out and rent a place of your own. You may think that… hey, big deal… I’ve moved out from home ever since JC… but that’s a totally different thing.
In JC, I stayed in a hostel… one of the most expensive hostels in Singapore mind you! I was blessed that MOE settled that bill for me. In university, I stayed on campus for one year, and then moved out. Renting a room from Fred is also different. He’s more of a friend rather than a landlord, although technically, I didn’t know him when I first wanted to rent the place. No contracts, no deposits, the occasional late rent payments, and to top that all, we get to bully him into buying lunch and dinners for us. Now tell me, where can we find a landlord like that? Again, I was blessed despite me getting ditched by my other friends.
Now, the time has come… to REALLY move out. Paro, Kee and I are going to share an apartment together. Agents, letter of intent, safety deposit, agent fees, advanced first month rental and the tenancy agreement are things we cannot escape this time round. This Saturday, we will be meeting up with the agent to sign the Letter of Intent (LOI). Of course… me being me, I’m feeling a little paranoid… for various reasons. I must be extra cautious before signing anything. Moneywise, I’m a little wary of paying cash to the agent… so I’m working out a way to pay by cheque. At least, with a cheque, I can make it out to the owner. Less ambiguity. Less risk. That deposit is alot of money to me. Ugh… I hate this part of growing up.
On the lighter note, I CAN’T WAIT TO DECORATE UP THE PLACE!!!!!! Looking at all the nice home deco magazines makes me itchy. Can’t wait to embark on my little DIY projects to make the place as homey as possible. I can already imagine my nicely decorated house…. mmmmmmm…. One big problem… how the heck are we going to arrange furniture in the living room?? It’s a super weird shape. Somewhat like a triangle. The TV is placed at a funny angle with respect to the sofa set and that huge console takes up waaaaaaaaaaaay too much space. I wonder if they’ll let us dismantle it and store it. Other than that, the place seems pretty ok. We’re settling for that place coz there’s no way we can get a unit that cheap (I’m speaking relatively) and that near the MRT station (it’s just diagonally opposite btw…). Maybe in a few years, when we’re more financially stable, we can look for something nicer.
Aside from this, I’ve also been thinking about some sort of savings plan. I mean… I do want to buy a house eventually…. and if it’s going to be in Singapore I’m settling down in… that’s not going to be cheap… be it HDB, condo or landed property. Done some calculations and I can say…. that will never happen in the next 20 years unless I by some miraculous act of God, get married or live on air. Endowment plans? Insurance? Something to seriously consider…
Argh… now you know rite? Our world talks in dollar signs.
Ok… I should sleep now… I’m so blur, I nearly poured hairspray in my contact lens box.
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